RRSP processing guidelines

Client cheques
dated March 3 or earlier

Yes

Cheques must be received by B2BBDS no later than March 5.

Client cheques
dated March 4 or later

No

Clients will receive a Rest of Year 2025 receipt.

Dealer cheques
dated March 3 or earlier

Yes

Cheques must be received by B2BBDS no later than March 5.

We will issue first 60-day contribution unless otherwise specified by Dealer.

Wire orders
placed between March 4, 12:01 a.m. ET to March 5, 4:00 p.m. ET

Yes

B2BBDS will issue first 60‑day contribution receipts for all dealer‑settled wire orders.

Wire orders placed after March 5, 4:01 p.m. ET will be considered Rest of Year 2025 contributions.

Transfers-in
from non‑registered accounts

Yes

Transfer requests must be dated March 3 or prior and received by March 5.

• The receipt will be issued for the gross amount of the transfer as received.
• Transfers-in units are given the unit price as of the date of transfer. The receipt will reflect this corresponding amount.

Dealer Move Money deposits
made by March 5

Yes

B2BBDS will issue first 60‑day contribution receipts unless otherwise specified by the Dealer.

Online direct deposits (Investor Move Money)
made by March 3

Yes

Deposits must be made by March 3 in order to receive a first 60‑day contribution receipt.

All contributions
received after March 5, 4:01 p.m. ET

No

The decision to qualify for a first 60‑day contribution receipt will be based upon whether the reason given falls within the criteria published in the IFIC Best Practices Guidelines.

There must be proof of intent, such as a rejected wire order at the fund company.

Money movement