Distribution Alliance TFSA Loan Program

Where applicable, the appropriate regulatory license is required to sell this product.

We're proud to have forged distribution alliances with many of Canada's premier financial intermediaries that include dealers, and insurance and mutual fund companies. Together, we're able to offer the advisor community many benefits which are part and parcel of our standard TFSA loan program but with one key advantage: funding options.

Whether it's maximizing a client's TFSA contribution room, and/or helping them save tax-free, your clients come out ahead with B2B Bank.

A Comparison of Programs

You've decided that a B2B Bank TFSA Loan is the right solution for your clients. But how do you decide whether to offer a distribution alliance TFSA loan, or a B2B Bank standard TFSA loan? Essentially, it comes down to funding options and the types of investments purchased. Here's a quick comparison:

Distribution Alliance Loans Standard B2B Bank Loans
  • Loan funding is forwarded to the distribution alliance for deposit to:
    • a client’s TFSA
  • If the company is a fund manufacturer, investments usually remain within the family of funds offered by the fund manufacturer.
  • Loan funding can be deposited to:
    • a B2B Bank Dealer Services1 TFSA

TFSA Loan Program Overview

Loan Details Variable Rate
Minimum amount $5,000
Term 1 to 10 years
Submission method Online or by mail

¹B2B Bank Dealer Services includes B2B Bank Financial Services Inc. (an MFDA member), B2B Bank Securities Services Inc. (an IIROC member, Member - Canadian Investor Protection Fund) and B2B Bank Intermediary Services Inc. (an AMF-regulated dealer operating in Quebec). B2B Bank is a trade-mark used under license.

This information is intended for financial intermediaries only.