We’re here to help you deliver outstanding value to your clients as they invest for the future. At B2B Bank, we believe that means highly-competitive rates, a broad range of options and a loan administration process that’s simple and fast.
Simplified Pricing Pricing is based on the term selected, not the loan amount.
Low loan amounts A low minimum RSP loan amount applied across all terms.
No penalties All or part of a loan can be repaid at any time without penalty.
Choice of product Clients can choose a variable or fixed rate.
Flexible terms Choose a one- to two- year fixed rate loan or a variable rate loan with a term between one and ten years.
Multiple funding options Proceeds from a single Distribution Alliance RSP loan can be invested in an RRSP, RESP, or any combination thereof (up to a maximum of three accounts).
No maximum There’s no cap on RSP loan amounts.
Deferral payment options Clients can defer their first payment for up to 180 days.1
Consolidate your clients’ assets and loans Use our program to pay out RSP loans at other financial institutions and provide your client the simplicity of a single monthly payment.
EASE Faster loan application and administration.
Lending Programs Download the RSP Loan Brochure.
Your BDM Team
We offer you full support before, during and after the sale.
1 Clients can defer their first payment for up to 180 days on all RSP loans. If a deferral payment option is selected, the first payment is due on the first payment date after the expiration of the deferral period. The interest accrues from the date of funding and extends the term of the loan by the length of deferral.
B2B Bank does not offer investment advice to individuals or advisors and does not support or encourage investment products. It is the responsibility of the dealer and the advisor, not B2B Bank, to determine if the investments are appropriate for their clients and to advise them of the risks associated with the investments made by borrowing. B2B Bank acts strictly as a lender and administrator of loan accounts. It should not be assumed that B2B Bank has supported an investment choice, program or strategy because it has approved a loan. All loans are subject to credit approval, and borrowed amounts must be repaid regardless of the return on investment. B2B Bank reserves the right, in its sole discretion, to require additional information or documentation. B2B Bank's REE loan program is available exclusively through accredited financial advisors. ®B2B BANK is a registered trademark in the name of B2B Bank.