This website is for informational purposes only and should not be construed as financial advice. For Primerica Representatives (the “Representatives”) information only. B2B Bank is not affiliated with Primerica and does not endorse nor promote the products or services offered by Primerica. The role of the independent sales representatives of Primerica Life Insurance Company of Canada (“PLICC”) and PFSL Investments Canada Ltd. (“PFSL”), where and as permitted by applicable law, is limited to making simple referrals of clients to B2B Bank in respect of the SMART Loan program. The simple referrals made by the Representatives take place pursuant to an agreement between B2B Bank, PLICC and PFSL. None of PLICC, PFSL or any of the Representatives (collectively referred to as “Primerica”) are registered, or acts, as a mortgage broker. SMART Loans are offered by B2B Bank.
B2B Bank does not provide investment advice to individuals or Representatives. The dealer and Representative, not B2B Bank, are responsible for determining the suitability of investments for their clients and for informing them of the risks associated with borrowing to invest. The B2B Bank RSP Loan program is available exclusively through licensed financial advisors and Representatives. B2B Bank acts solely in the capacity of lender and loan account administrator. Any loan approval from B2B Bank should not be construed as an endorsement of any investment choice, program or strategy. All RSP loans are subject to credit approval and borrowed monies are due and payable regardless of the performance of the investments purchased. While RSP loans have the ability to magnify gains, they also have the potential to magnify market losses.
