To help your client understand what a SMART Loan is and how it can help them, share with them the following resources:
Together, complete the Financial Needs Analysis Report (FNA) to establish a realistic financial game plan.
Direct your client to the SMART Loan website.
Properties must be residential homes in good marketable condition. Homes undergoing renovation or with deferred maintenance are not eligible.SMART Loan acceptable property types »
B2B Bank will not lend on the following types of properties:
Lending locations as at June 10, 2014. Terms and conditions are subject to change without notice. The SMART Loan is available by referral to Primerica clients. Primerica does not deal in mortgages. Primerica Representatives make simple referrals to B2B Bank for mortgage loans. SMART Loans are subject to clients meeting B2B Bank lending criteria. SMART Loans are offered by B2B Bank. B2B Bank acts solely as lender in the SMART Loan program and does not provide investment advice to individuals or advisors.
®B2B BANK is a registered trademark of B2B Bank. ®SMART Loan is a registered trademark of Primerica Life Insurance Company of Canada and used under license.
Complete the Referral Card and fax the signed Referral Card back to B2B Bank at 1.877.708.7627.
To order Referral Cards, complete the order form.
Remember, for your client this is just the beginning of the application process.
Your client needs to complete and submit an application at the SMART Loan Client Website.
For each Referral, you can see:
If you have any questions on SMART Loan Referrals, contact your B2B Bank Lending Specialist or call Client Services at 1.800.263.8349
We believe in the power of independent financial advice and the benefits of working with a representative. That's why we've based our business model on supporting the needs of financial professionals and one of the reasons why you may not know our name. We are 'behind-the-scenes' intentionally because we encourage and respect the representative-client relationship.
Headquartered in Toronto with regional representation from coast to coast, B2B Bank is a Schedule I Canadian bank that serves a network of some 27,000 financial professionals, including financial advisors and representatives, mortgage brokers and insurance manufacturers.
Over the years and through all the changes, B2B Bank has always remained fiercely dedicated to helping financial professionals fulfill their clients' financial needs through a suite of high quality, integrated financial services and solutions.
Yes, we're a bank. But we've kept our independent, client-focused spirit as we've grown. That's why Primerica—the largest independent financial services marketing organization in North America—works with us in offering the SMART Loan referral program.
You trust Primerica; Primerica trusts us. Adding in all the benefits that a SMART Loan can offer means that you'll make the most out of a tried and true program that's dedicated to helping Canadian families looking to reduce or simplify their debts.
Sales and Service
English, French, Albanian
"It's a small thing, but it's the client Thank You notes we get that make me passionate about the SMART Loan program."
"As a Lending Specialist, it's the sense of achievement I get when a client tells me 'I can now live comfortably and have more breathing room'"
‘It’s a small thing, but it’s the client Thank You notes we get that make me passionate about the SMART loan program.’
As a Lending Specialist, it’s the sense of achievement I get when a client tells me ‘I can now live comfortably and have more breathing room’
Senior Manager, National Distribution
Québec and Atlantic Provinces
Toll Free: 866.428.4218
Senior Manager, Business Development
Toll Free: 855.755.3748
For client service support, contact the Business Development Manager in your area or B2B Bank Client Services at 1.800.263.8349.
This website is for informational purposes only and should not be construed as financial advice. For Primerica Representatives (the “Representatives”) information only. B2B Bank is not affiliated with Primerica and does not endorse nor promote the products or services offered by Primerica. The role of the independent sales representatives of Primerica Life Insurance Company of Canada (“PLICC”) and PFSL Investments Canada Ltd. (“PFSL”), where and as permitted by applicable law, is limited to making simple referrals of clients to B2B Bank in respect of the SMART Loan program. The simple referrals made by the Representatives take place pursuant to an agreement between B2B Bank, PLICC and PFSL. None of PLICC, PFSL or any of the Representatives (collectively referred to as “Primerica”) are registered, or acts, as a mortgage broker. SMART Loans are offered by B2B Bank.
B2B Bank does not provide investment advice to individuals or Representatives. The dealer and Representative, not B2B Bank, are responsible for determining the suitability of investments for their clients and for informing them of the risks associated with borrowing to invest. The B2B Bank RSP Loan program is available exclusively through licensed financial advisors and Representatives. B2B Bank acts solely in the capacity of lender and loan account administrator. Any loan approval from B2B Bank should not be construed as an endorsement of any investment choice, program or strategy. All RSP loans are subject to credit approval and borrowed monies are due and payable regardless of the performance of the investments purchased. While RSP loans have the ability to magnify gains, they also have the potential to magnify market losses.