This calculator is intended to be used by clients who have only one active investment loan product with B2B Bank.
Use this calculator to estimate the amount of excess collateral available on your client's investment loan. Calculations are provided for two scenarios: clients with Guaranteed Minimum Withdrawal Benefit (GMWB) assets held as collateral for their investment loans, or clients without GMWB assets.
Effective November 1, 2022:
The withdrawal limit will be 90% loan-to-value (LTV) for the 100% investment loan product.