B2B Bank focuses on banking that works for brokers by offering a portfolio of customizable mortgage solutions, a wide range of qualifying credit criteria and options for both traditional and non-traditional borrowers.

What’s new?

Now accepting eSignatures on more mortgage documents

To serve you better, we accept eSignatures1 on the following documents:

  • Mortgage Commitment Letter2
  • Appendix for Co-Borrower Disclosure
  • Down Payment Gift Letter
  • Mortgage Application
  • Consent Form
  • Employment Letter
  • Declaration of Income & Expenses
  • Purchase and Sale Agreement3

1. B2B Bank reserves the right to ask for a wet signature in certain circumstances or when required by law.

2. We will accept the initial mortgage commitment letter with an eSignature, however, the final mortgage commitment letter will require a wet ink signature signed at the Lawyer’s office or with a First Canadian Title representative.

3. eSignatures were previously accepted by B2B Bank for Purchase and Sale Agreements.

Competitive rates

B2B Bank’s Prime Rate1 2.45%
Laurentian Bank of Canada's Prime Rate2 2.45%

Underwriting
guidelines

Add-ons and features

We provide you with the tools to help you build client confidence in their personalized mortgage solution from B2B Bank.

Pre-screen

Evaluate your clients’ ability to qualify for a mortgage solution. Use the tools below to determine mortgage affordability and compare various scenarios.

Lending Location Tool

Use our handy Lending Location tool to find out if B2B Bank lends in the area you are looking for. Enter the first three characters of the postal code of the property.3

Underwriting guidelines

Broker Resources

Find everything you need for the application process.

The term “prime rate” means the annual interest rate announced by B2B Bank from time to time as being its reference rate then in effect. The prime rate shown is as of March 31, 2020. All rates may fluctuate from time to time and are subject to change without prior notice.

The term “prime rate” means the annual interest rate announced by Laurentian Bank of Canada from time to time as the reference rate in effect to determine the interest rates applicable to commercial loans, in Canadian dollars. The prime rate shown is as of March 31, 2020 and may fluctuate from time to time. All rates are subject to change without prior notice.

Some mortgage products may not be available in this region. Contact your Business Development Manager to learn more. Lending areas are subject to change at any time without prior notice.

Insured mortgages over $500,000 and up to $1 million require a down payment of 5% on the first $500,000 and 10% on any amount over $500,000 and up to $1 million. See insurer product guidelines for specific down payment requirements as they may vary by product and program.

All mortgages are subject to credit approval. Certain conditions apply. All mortgages are funded by, registered in the name of, and administered and serviced by B2B Bank. B2B BANK and BANKING THAT WORKS FOR BROKERS are registered trademarks of B2B Bank. HOMEOWNER'S KIT is a registered trademark of Laurentian Bank of Canada.

All mortgages are funded by, registered in the name of, administered and serviced by B2B Bank. B2B Bank acts solely in the capacity of lender and/or account administrator. B2B Bank, is not responsible for determining the suitability of products and services for their clients and for informing them of any related risks. B2B Bank products and services are only available through financial intermediaries. All mortgages are subject to credit approval and B2B Bank’s lending criteria. ®B2B BANK and BANKING THAT WORKS FOR BROKERS are registered trademarks of B2B Bank.