If after escalating your concerns to the Head of Complaints Resolution you are still not satisfied with how your concerns have been resolved, or if your complaint has not been resolved within 56 days, you may escalate your matter to the:
Ombudsman for Banking Services and Investments
20 Queen Street West, Suite 2400
PO Box 8
Toronto ON M5H 3R3
Tel.: 416‑287‑2877 or 1‑888‑451‑4519
Fax: 416‑225‑4722 or 1‑888‑422‑2865
Email: ombudsman@obsi.ca
Financial Consumer Agency of Canada (FCAC).
The Financial Consumer Agency of Canada supervises all federally regulated financial institutions which includes banks (financial institutions), for compliance with federal consumer protection laws.
Financial institutions are legally required to have a complaint-handling process in place. If you have a problem with a financial product or service, you may file a complaint with the responsible financial institution directly.
If you are not satisfied with how your complaint has been handled or 56 days has passed since you made your complaint, you can escalate the complaint to the following External Complaints Body: Ombudsman for Banking Services and Investments (OBSI).
If you want to know your rights or need information about the complaint-handling process of a financial institution, you may contact FCAC by online form, mail, or telephone. FCAC uses information from consumer enquiries to support its mandate.
Website: www.canada.ca/fcac
Online form
Phone:
For service in English: 1-866-461-3222 (FCAC)
For service in French: 1-866-461-2232 (ACFC)
For calls from outside Canada: 613-960-4666
Teletypewriter (TTY): 1-866-914-6097 or 613-947-7771
Video Relay Service: FCAC welcomes Video Relay Service (VRS) calls. You do not need to authorize the relay service operator to communicate with FCAC. Visit www.srvcanadavrs.ca/en to learn more.
Financial Consumer Agency of Canada
427 Laurier Ave W. 5th Floor
Ottawa ON K1R 1B9