B2B Bank GIC Deposit Rates (%) - as of April 17, 2025
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 1.750 | 1.750 | 2.000 | 2.000 | 2.500 | 2.600 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
| Semi-Annual | $ 1,000.00 | 3.060 | 3.080 | 3.130 | 3.110 | 3.280 |
| Quarterly | $ 1,000.00 | 2.935 | 2.955 | 3.005 | 2.985 | 3.155 |
| Monthly | $ 10,000.00 | 2.935 | 2.955 | 3.005 | 2.985 | 3.155 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
Laurentian Bank GIC Deposit Rates¹ (%) - as of April 17, 2025
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 1.750 | 1.750 | 2.000 | 2.000 | 2.500 | 2.600 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
| Semi-Annual | $ 1,000.00 | 3.060 | 3.080 | 3.130 | 3.110 | 3.280 |
| Quarterly | $ 1,000.00 | 2.935 | 2.955 | 3.005 | 2.985 | 3.155 |
| Monthly | $ 10,000.00 | 2.935 | 2.955 | 3.005 | 2.985 | 3.155 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.310 | 3.330 | 3.380 | 3.360 | 3.530 |
¹Rates for terms sold through deposit brokers.
