B2B Bank GIC Deposit Rates (%) - as of November 29, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 2.700 | 2.700 | 2.950 | 3.000 | 3.400 | 3.450 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
| Semi-Annual | $ 1,000.00 | 3.680 | 3.590 | 3.600 | 3.470 | 3.360 |
| Quarterly | $ 1,000.00 | 3.555 | 3.465 | 3.475 | 3.345 | 3.235 |
| Monthly | $ 10,000.00 | 3.555 | 3.465 | 3.475 | 3.345 | 3.235 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
Laurentian Bank GIC Deposit Rates¹ (%) - as of November 29, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 2.700 | 2.700 | 2.950 | 3.000 | 3.400 | 3.450 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
| Semi-Annual | $ 1,000.00 | 3.680 | 3.590 | 3.600 | 3.470 | 3.360 |
| Quarterly | $ 1,000.00 | 3.555 | 3.465 | 3.475 | 3.345 | 3.235 |
| Monthly | $ 10,000.00 | 3.555 | 3.465 | 3.475 | 3.345 | 3.235 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 3.930 | 3.840 | 3.850 | 3.720 | 3.610 |
¹Rates for terms sold through deposit brokers.
