B2B Bank GIC Deposit Rates (%) - as of July 25, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 3.450 | 3.450 | 3.700 | 4.000 | 4.050 | 4.050 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
| Semi-Annual | $ 1,000.00 | 4.550 | 4.350 | 4.150 | 4.020 | 3.900 |
| Quarterly | $ 1,000.00 | 4.425 | 4.225 | 4.025 | 3.895 | 3.775 |
| Monthly | $ 10,000.00 | 4.425 | 4.225 | 4.025 | 3.895 | 3.775 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
Laurentian Bank GIC Deposit Rates¹ (%) - as of July 25, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 3.450 | 3.450 | 3.700 | 4.000 | 4.050 | 4.050 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
| Semi-Annual | $ 1,000.00 | 4.550 | 4.350 | 4.150 | 4.020 | 3.900 |
| Quarterly | $ 1,000.00 | 4.425 | 4.225 | 4.025 | 3.895 | 3.775 |
| Monthly | $ 10,000.00 | 4.425 | 4.225 | 4.025 | 3.895 | 3.775 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 4.800 | 4.600 | 4.400 | 4.270 | 4.150 |
¹Rates for terms sold through deposit brokers.
