B2B Bank GIC Deposit Rates (%) - as of April 19, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 4.000 | 4.000 | 4.500 | 4.500 | 4.500 | 4.770 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
| Semi-Annual | $ 1,000.00 | 4.890 | 4.680 | 4.450 | 4.100 | 3.930 |
| Quarterly | $ 1,000.00 | 4.765 | 4.555 | 4.325 | 3.975 | 3.805 |
| Monthly | $ 10,000.00 | 4.765 | 4.555 | 4.325 | 3.975 | 3.805 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
Laurentian Bank GIC Deposit Rates¹ (%) - as of April 19, 2024
Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)
| 30-59 Days | 60-89 Days | 90-119 Days | 120-179 Days | 180-269 Days | 270-364 Days | |
|---|---|---|---|---|---|---|
| Canadian Dollar | 4.000 | 4.000 | 4.500 | 4.500 | 4.500 | 4.770 |
Long Term Deposits – GICs
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
| Semi-Annual | $ 1,000.00 | 4.890 | 4.680 | 4.450 | 4.100 | 3.930 |
| Quarterly | $ 1,000.00 | 4.765 | 4.555 | 4.325 | 3.975 | 3.805 |
| Monthly | $ 10,000.00 | 4.765 | 4.555 | 4.325 | 3.975 | 3.805 |
RRSP1
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
RRIF1 (Minimum deposit: $10,000 per portfolio)
| Minimum | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |
|---|---|---|---|---|---|---|
| Annual Pay or Compound | $ 1,000.00 | 5.140 | 4.930 | 4.700 | 4.350 | 4.180 |
¹Rates for terms sold through deposit brokers.
