GIC Rates

B2B Bank GIC Deposit Rates (%) - as of April 3, 2025

Short Term Deposits

(Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)

30-59 Days 60-89 Days 90-119 Days 120-179 Days 180-269 Days 270-364 Days
Canadian Dollar 1.750 1.750 2.000 2.000 2.500 2.600

Long Term Deposits – GICs

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470
Semi-Annual $ 1,000.00 2.940 2.980 3.010 3.100 3.220
Quarterly $ 1,000.00 2.815 2.855 2.885 2.975 3.095
Monthly $ 10,000.00 2.815 2.855 2.885 2.975 3.095

RRSP1

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470

RRIF1

(Minimum deposit: $10,000 per portfolio)

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470

Laurentian Bank, LBC Trust, Laurentian Trust Company GIC Deposit Rates¹ (%) - as of April 3, 2025

Short Term Deposits

(Minimum $25,000 for 30-89 days; $5,000 for 90-364 days)

30-59 Days 60-89 Days 90-119 Days 120-179 Days 180-269 Days 270-364 Days
Canadian Dollar 1.750 1.750 2.000 2.000 2.500 2.600

Long Term Deposits – GICs

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470
Semi-Annual $ 1,000.00 2.940 2.980 3.010 3.100 3.220
Quarterly $ 1,000.00 2.815 2.855 2.885 2.975 3.095
Monthly $ 10,000.00 2.815 2.855 2.885 2.975 3.095

RRSP1

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470

RRIF1

(Minimum deposit: $10,000 per portfolio)

Minimum 1 Year 2 Years 3 Years 4 Years 5 Years
Annual Pay or Compound $ 1,000.00 3.190 3.230 3.260 3.350 3.470

¹Rates for terms sold through deposit brokers.