Manual Fund Management Companies
- CLA – Canada Life Assurance Company
- EMP – Empire Financial
- FMO – Fonds Ferique
- FPQ – Fonds Des Professionals du Quebec
- HKB – HSBC Investment Funds (Canada) Inc.
- IAP – Industrial Alliance Pacific Life Insurance
- INA – Industrial Alliance Life Insurance Company
- MCB – Maritime Life Assurance – R Prem. Based
- MCP – The Manufacturers Life Insurance Company
- MDM – MD Management Ltd.
- MGE – Manulife GIF – Encore
- MGS – The Manufacturers Life Insurance Company
- MIF – Manulife Financial
- MLC – Maritime Life Series R Contract Based
- MLP – Maritime Life Investment Portfolio
- OIQ – Fonds Ferique
Restricted Fund Management Companies
- ABC – ABC Managed Capital Inc.
- ARG – Argentum Management & Research Corp Inc.
- ATC – AGF Trust Inc.
- BMO – BMO Investments Inc.
- DJT – Desjardins Trust Inc.
- JEF – Juniper Fund Management Inc.
- EVO – Evolution Inc.
- OLY – Olympus
- OTG – Ontario Teacher's Group Inc.
- PAM – Portus Alternative
- QUA – Quadrexx Asset Management Inc
- ZEN – Zenith Fund Management
List of Eligible GICs / GIAs
- B2B Bank*
- Bank of Nova Scotia
- Bank of Nova Scotia Trust Co
- Coast Capital Savings Credit Union*,**
- Community Trust Company Ltd.
- Concentra Financial
- Equitable Bank*
- General Bank of Canada
- Home Bank
- Home Trust
- Laurentian Bank of Canada *
- LBC Trust and Laurentian Trust
- Manulife Bank of Canada
- MCAN Mortgage Corporation
- Montreal Trust Company
- National Trust Company
- Peace Hills Trust Company
- Peoples Trust Company
- Scotia Mortgage Corporation
- Standard Life
- The Effort Trust Company
- Versa Bank
* Direct deposit option available with these companies (T+1 settlement).
** Due to regulatory constraints, Coast Capital GIC's are available for Advisors with a business address based out of British Columbia only.
Note: Guaranteed investments can be held in all accounts. AVDL GIAs (Desjardins Financial Security DSF GICs) only eligible to certain dealers.
Guaranteed Investment Annuities (GIAs)
- A.V.D.L.
- Manulife Financial
Note: Special application forms are required for purchasing GIAs. Please contact the issuing institution for the correct form(s).
B2B Bank Financial Services Inc., B2B Bank Securities Services Inc., and B2B Bank Intermediary Services Inc., does not sponsor or promote any of the products offered by these institutions. The list includes companies that meet operational criteria and does not mean that an assessment has been made in respect to any funds prospectus, information statement or offering memorandum. It is the responsibility of the advisor, and the advisor’s sponsoring dealer, to carry out the product due diligence and suitability assessment of investments sold to clients. Funds not listed are considered ineligible.
Criteria for Eligibility
| Accounts |
Guaranteed investments can be held in all accounts. AVDL GIAs (Desjardins Financial Security DSF GICs) only eligible to certain dealers. |
| Term |
Registered Accounts |
90 days to 5 years. Short-term GIC's are 90-364 days. Check with the issuing institution to see if they offer short-term rates. Long-term GIC's are 1 to 5 years. |
| |
Investment Accounts |
90 days to 5 years. Short-term GIC's are 90-364 days. Check with the issuing institution to see if they offer short-term rates. Long-term GIC's are 1 to 5 years. |
| Minimums |
Minimum limits are set by issuing institutions. |
| Interest |
Only guaranteed investments that compound interest or pay interest annually are acceptable. “Escalator” or “step-up” GICs cannot be offered at this time through an account. |
| GIAs |
Guaranteed Investment Annuities (GIAs) are eligible only if they offer a fixed rate and a fixed term. |