Individual, Spousal, Locked-in and Group RRSP account options are available through B2B Bank Dealer Services.
Unused RRSP Contribution Room?
On average, Canadians don't contribute the maximum allowable amount to their RRSPs each year. As a result, most employees have significant amounts of unused contribution room. Short term borrowing to finance current and past years' RRSP contribution room, to maximize RRSP income tax deductions, can be a good strategy to build wealth and ensure sufficient savings at retirement.