Loan Payments

B2B Bank’s RSP loan program allows your clients the flexibility to choose the monthly payment schedule that fits their lifestyle.


How much will the payments be?

To determine the RSP loan payment calculation, simply multiply the loan amount by the appropriate interest rate factor.

When are payments due?

Applicants may choose to have payments automatically withdrawn from their bank account on any date between the 1st and the 28th of the month.

The first payment is due on the first payment date following the advance of the RSP loan.

If a deferral payment option is selected, the first payment is due on the first payment date after the expiration of the deferral period.

For example, if the client chooses a payment date of the 15th and the RSP loan is advanced on January 10th, the first payment will be due on February 15th. Alternatively, if the client chooses a six-month deferred payment option, the first payment will be due on August 15th.