How will the B2B Bank HIIA benefit you?

With the B2B Bank HIIA, you benefit from worry-free thinking and your clients benefit from knowing the interest rate they earn will always be competitive. You'll also be able to easily manage your clients' accounts through FundSERV. T+1 settlement ensures that the funds are readily available to respond to other investment opportunities. Plus you have the flexibility to earn a 25 bps trailer with the A Series or pass on the 25 bps in additional interest to your clients with the F Series.

The B2B Bank HIIA F Series does not offer a trailer commission.

How will the B2B Bank HIIA benefit your clients?

The B2B Bank HIIA is a savings account that is unaffected by market fluctuations – unlike typical investment products – and therefore provides a safe harbour for investors. With no lock-in period or maturity dates, the HIIA can be readily accessed and that means that advisors are able to respond quickly to other investment opportunities on behalf of their clients. There is also no minimum investment and no hidden fees and that makes the HIIA an affordable savings solution. In addition, your clients can rest assured in knowing that their investment is CDIC eligible††, and leave the administration of their account up to you, their advisor.


*Prime Rate means the annual interest rate announced by B2B Bank from time to time as being its reference rate then in effect (the "Prime Rate"). Click here for more details and current interest rates. No B2B Bank fees; account fees may apply depending on where the account is held. ††B2B Bank is a member of the CDIC. For more information about CDIC coverage, click here.

What is the current interest rate?

Click here to view current interest rates. Rates are subject to change at any time without prior notice.

How is the interest paid?

Interest is calculated daily on the closing balance and paid monthly. The default payment method for the B2B Bank HIIA is to have the interest paid as a distribution into the B2B Bank HIIA. Investors can also choose to have interest paid to the cash component of their account, but, in this case, they will not benefit from compound interest.

Is the B2B Bank HIIA available to non-residents?

No, the B2B Bank HIIA is only available to Canadian residents and Canadian registered businesses.

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