Your home is a valuable asset. If you’ve experienced a change in your life stage or financial priorities, consider refinancing to unlock the equity in your home. You can borrow the funds to use for home renovations, to pay your child’s tuition, for investments or debt consolidation.
Why refinance with us?
You have options
We will work with you to find the right solution.
It’s available when you need it
You can apply for refinancing at any time.
Things to consider before you refinance
We will work with you to negotiate and agree on an amount, term, interest rate and amortization period.
Refinancing before maturity
If you are not within your mortgage renewal period, there may be prepayment costs or fees associated with your refinance.
How much can you borrow?
When you are refinancing, you can borrow up to 80%* of the current market value of your home.
* As every mortgage deal and property is unique, the maximum 80% LTV may not always be available. Contact us at 1-800-263-8349 and we can determine your eligibility.
What are the costs
There may be costs associated with refinancing including:
- Prepayment fee
- Appraisal fee (property valuation)
- Legal fees
- Mortgage registration fee
Refinance with a Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) offers you a convenient and flexible way to unlock the equity in your home, so you can start planning your renovation. With this secured credit line, we can offer you a lower interest rate than we could with an unsecured line of credit.1
To apply for a Home Equity Line of Credit, speak with one of our Mortgage Specialists at
1 Subject to credit approval. Certain terms and conditions may apply.
All mortgages are subject to credit approval. Certain conditions apply. All mortgages are funded by, registered in the name of, administered and serviced by B2B Bank. B2B Bank acts solely in the capacity of lender and/or account administrator. B2B Bank, is not responsible for determining the suitability of products and services for their clients and for informing them of any related risks. B2B Bank products and services are only available through financial intermediaries. All mortgages are subject to credit approval and B2B Bank’s lending criteria.
®B2B BANK is a registered trademark of B2B Bank.