Guaranteed Investment Certificates (GIC)

B2B Bank
Guaranteed Investment Certificates

Available to existing B2B Bank clients only.*

Buy a GIC

Up to
1.75%¹

Jump to rates

One to five year non‑registered and non‑redeemable term(s)²

Fund a GIC with a minimum of $100

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CDIC eligible

The CDIC protects eligible deposits up to a maximum of $100,000 (principal and interest combined) per depositor per insured category. No need to sign up — B2B Bank is a CDIC member so coverage is free and automatic³.

Get started

Start earning more today in just a few steps:

Already have a HISA or Chequing account with us?

If you are an existing HISA and Chequing customer, please log into online banking and click ‘Buy GIC’

OR

Just getting started with B2B Bank?

If you don’t have a HISA or Chequing account, please open one of these accounts.

Questions?

For more information about B2B Bank GICs, visit our FAQ or call 1-866-334-4434

Effective as of close of business on December 21, 2020, the annual interest rate for the B2B Bank High Interest Savings Account (HISA) on deposits up to and including $500,000 will change from 1.50% to 1.40%¹. The annual interest rate on deposits over $500,000 will change from 0.50% to 0.40%.

For more information about B2B Bank GICs, call 1‑866‑334‑4434.

Interest rates¹

All term GICs are non-registered and non-redeemable.

TERM	MINIMUM	INTEREST RATE¹
1 year	$100.00	3.80%
2 years	$100.00	3.65%
3 years	$100.00	3.55%
4 years	$100.00	3.50%
5 years	$100.00	3.55%

For more information about B2B Bank GICs, call 1‑866‑334‑4434 or email questions@b2bbank.com.

¹Rates as of close of the business on December 12, 2024. All rates are subject to change at any time without prior notice. Interest rates are per annum. Interest is either compounded annually (paid at maturity) or paid annually to the B2B Bank account of your choice. Interest rates and initial investments are applicable for B2B Bank GICs purchased via onlinebanking.b2bbank.com only.

B2B Bank
Guaranteed Investment Certificates

Guaranteed to keep what’s invested plus interest, consider a B2B Bank GIC as part of your well-balanced portfolio.

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*The B2B Bank High Interest Savings Account (HISA), B2B Bank Chequing Account and non-registered B2B Bank GICs (purchased via onlinebanking.b2bbank.com) are only available to existing B2B Bank clients. Restrictions may apply.

To fund your GIC, please open a B2B Bank Chequing or High Interest Savings Account.

Up to 1.75%1

Bank with us

Up to
1.75%¹