B2B Bank
Chequing Account
It’s time to stop paying a monthly account fee1
Saves money
Rewarding
Earn interest on your daily account balance
Convenient
An easy to manage online banking experience
ACCOUNT BALANCE | INTEREST RATE |
---|---|
$0 - $49,999.99 | 0.00% |
$50,000.00 - $99,999.99 | 0.00% |
$100,000.00+ | 0.00% |
2 B2B Bank Chequing Account rates as of March 14, 2020. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.
Free to send and receive money using INTERAC e‑Transfer.
Access to over 3,500
surcharge-free ATMs in every province and territory
in Canada.
For your daily banking needs, we offer simple banking solutions that provide you with convenient online access to your accounts.
Fee schedule
Effective March 22, 2019
Download fee schedule
Banking fees |
|
---|---|
Monthly account fees | Free |
Send and receive an INTERAC e-Transfer®† | Free |
Cheque clearing | Free |
Electronic fund transfers | Free |
Transfers between B2B Bank accounts | Free |
Pre-authorized deposits | Free |
Bill payments | Free |
INTERAC®† Debit3 | Free |
ATM access fees3 |
|
THE EXCHANGE®† Network ATMs | Free |
Accel®† debit payments network ATMs (U.S. only) | Free3,4 |
INTERAC®† Network ATMs | $1.503 |
PLUS* Network ATMs (outside Canada) | $4.00 plus a 2.5% foreign currency conversion fee3,5 |
Other fees |
|
Cheque supplies | Third party supplier fees apply. Fees vary by quantity and style. |
Stop payment with complete details | $12.50 |
Stop payment with partial details | $20.00 |
Bank draft | $10.00 |
Early closure fee (within 90 days of opening) | $25.00 |
Non-sufficient funds (NSF) | $50.00 |
Returned items | $5.00 |
Overdrawn interest rate | 21% per annum6 |
Dormant annual account fees7 |
|
2 year to 9 year | $25.00 per year |
10 year | $40.00 |
Record keeping |
|
Monthly online statement | Free |
Monthly paper statement | Free |
Questions?
How can I deposit money into my chequing account?
You can deposit money into your chequing account by linking the account with your other financial institution, through an internal account transfer or by depositing cash or a cheque at an EXCHANGE® Network ATM.
Where can I access THE EXCHANGE®† Network ATMs?
Visit b2bbank.com/find-an-atm to find an ATM near you.
What makes us different?
At B2B Bank, we believe that all Canadians should have access to a financial professional because the right advice, a sound financial plan and the right solutions are vital to financial health.
1 Other fees may apply. Please see fee schedule for further details.
2 B2B Bank Chequing Account rates as of March 14, 2020. All rates are subject to change at any time without prior notice. The applicable tier rate is paid on every dollar in the account. Interest rates are per annum. Interest is calculated daily on the closing balance and paid monthly on the last day of the month into the account.
3 Certain ATM operators, financial institutions and merchants may charge a convenience fee or a surcharge fee when using the INTERAC, PLUS, Accel or any other network other than THE EXCHANGE Network. These fees are not B2B Bank fees.
4 Foreign currency transactions made by debit card and any fees charged by the ATM provider are converted to Canadian dollars at the exchange rate set by FICANEX Services Limited Partnership and Fiserv EFT in effect on the date the transaction is processed. Any fee charged by the ATM or network operator after conversion to Canadian dollars will then be added. Since exchange rates fluctuate, the exchange rate applied to your account will usually differ from the exchange rate at the time of the transaction.
5Foreign currency transactions made by debit card and any fees charged by the ATM provider are converted to Canadian dollars at an exchange rate set by Visa International in effect on the date the transaction is processed. A fee of 2.5% of the transaction amount after conversion will be added, plus any fee charged by the ATM or network operator after conversion to Canadian dollars. Since exchange rates fluctuate, the exchange rate applied to your account will usually differ from the exchange rate at the time of the transaction.
6Interest is calculated daily on the closing overdrawn balance and charged monthly. Each month you will deposit an amount that will cover the monthly overdrawn interest.
7 Inactive account notices will be sent at two, five and nine years of inactivity. If inactive notice is acknowledged within 60 days, there is no charge. If the balance of the dormant account is less than the fee to be collected, the charges correspond to the remaining balance.
Bank with us
Chequing, HISA and GIC products
1-866-334-4434
Monday to Friday, 8 a.m. ET – 10 p.m. ET
Saturday and Sunday, 9 a.m. ET – 5 p.m. ET
Mortgage, loan and investment products
1-800-263-8349
Monday to Friday, 8 a.m. ET – 8 p.m. ET
In order to answer your questions and reduce wait times, we invite you to go to our FAQ section.
© 2021 B2B Bank. All rights reserved.