What’s the B2B Bank advantage? To us, it’s about our unique broker-focused service model that provides three things that matter most to mortgage brokers: access to a complete portfolio of mortgage solutions, a wide range of qualifying credit criteria and options for traditional and non-traditional borrowers. Because in this highly competitive market, every advantage counts.

Lending locations tool

New! We’ve recently added 200 new areas that we’re now lending in.
Use this handy tool to find out more.

Enter the first three characters of the postal code of the property.

Here are a few key benefits of using the lending location tool.

  • It's simple - just enter the first three characters of the property’s postal code
  • It's fast - instantly find out if we lend there
  • It's convenient - no time wasted submitting deals in areas where we don’t lend

We have mortgage solutions

When you work with B2B Bank, you have access to a wide selection of products and financing options for all sorts of borrower types and needs.

Our non-traditional mortgage solutions help those clients with unique circumstances: business for self, new professionals, clients earning a secondary income, borrowers rebuilding their credit profile, and those who cannot provide all the documentation required for an insured or conventional mortgage.

Alternative guidelines »

Traditional mortgage solutions include insured and conventional options for most residential property buyers and owners – from single family homes to 1 - 4 unit rental properties.

Conventional guidelines »

And, if it’s re-advanceable financing your client needs, choose from our Home Equity Line of Credit (HELOC) or the ultra-flexible Homeowner’s Kit, which combines mortgage options and accessible lines of credit into one easy-to-use financing solution.

The solutions you need. When you need them.

Finance and payment options

Get the maximum in value and flexibility through a variety of financing and payment options.

Financing Options

Whether it’s for a new purchase or a refinance, B2B Bank can provide a number of financing options including bridge financing, portable and assumable mortgages as well as a program that allow you to switch from other lenders.

View financing options »

Payment Options

B2B Bank offers a number of payment options and pre-payment features that give borrowers the flexibility to reach their goals faster.

View payment options »



Up to 95% LTV


Up to 95% LTV


Up to 80% LTV


Up to 80% LTV


Up to 65% LTV
  • Minimum down payment of 5%
  • Minimum down payment of 5%
  • Minimum of 20% equity
  • Non-traditional income documentation
  • Non-traditional income documentation
  • Elevated debt ratios
  • Credit impairment
Business for Self  Fully verifiable  Fully verifiable    
   + Family Plan  (75%)  (65%)
Rental  Income  Investment  Rental (75%)  Rental (75%)  Rental
Income Qualifier
Equity 50/
Equity 65


We also offer value-added programs to help clients make their dream home a reality.

Financing Options

Could your clients use cash back for moving costs or renovations? Maybe they’re looking to guarantee a good rate on an existing home or a new construction? Our programs can help.

View our programs »

Broker resources

Use these resources to help you get started, submit your business faster or just to learn more.

Local support. National coverage. At B2B Bank, you'll find a knowledgeable National Business Development Team, experienced credit managers, competitive compensation and an impressive range of mortgage solutions.
To us, that's what banking that works for brokers is all about.

Questions? Find your B2B Bank BDM

To find the Business Development Manager in your area, enter the first three characters of your postal code and click FIND.

All mortgages are subject to credit approval. Certain conditions apply. All mortgages are funded by, registered in the name of, and administered and serviced by B2B Bank. B2B BANK and BANKING THAT WORKS FOR BROKERS are registered trademarks of B2B Bank. HOMEOWNER’S KIT is a registered trademark of Laurentian Bank of Canada.